As AI Agents Get Involved in Financial Data Sharing, Leading Standards Body Launches Initiative to Stay Ahead

SALT LAKE CITY, April 14, 2026 (GLOBE NEWSWIRE) —

As we speak, the Monetary Knowledge Alternate (FDX)—a number one technical requirements physique representing banks, fintechs, shopper advocates, and others—is launching a brand new initiative to advertise security and innovation when AI brokers are utilized by customers and corporations to transmit delicate monetary account knowledge.

The necessity for business collaboration on this accelerating development has grown more and more obvious in current months.

• Thousands and thousands of customers and companies share their monetary knowledge with third-party digital instruments to allow simpler budgeting, funds, borrowing, and cash administration.
• Now, AI brokers are more and more being deployed by corporations and customers to make that knowledge transfer, based on many business consultants concerned at FDX.  
• That change introduces novel dangers and alternatives that many within the monetary companies business are more and more targeted on and keen to remain forward of.

THE MARKET NEED
When customers wish to share their monetary knowledge (e.g., from a financial institution to a fintech app), plumbing must be constructed to make it occur. Lately, broad business collaboration has enabled a majority of user-permissioned monetary knowledge sharing connections in North America to be enabled by standardized Utility Programming Interfaces (APIs) aligned with FDX technical requirements. These requirements are purpose-built to supply safety, person management and transparency, and traceability.

“Now, simply as agentic AI is remodeling different use instances and elevating the necessity for brand new or tailored requirements, the identical is true for permissioned knowledge sharing,” mentioned Kevin Feltes, CEO of FDX.

INDUSTRY TAKING ACTION
As we speak, FDX is placing out a Name for Enter to solicit broad stakeholder suggestions on particular questions associated to Agentic AI and its implications for knowledge sharing.

In tandem, FDX is releasing an Exploration Transient, which presents an preliminary framing of how agentic AI is being utilized in user-permissioned monetary knowledge sharing, the potential implications, and new downside areas to be solved.

These come after a collection of business conversations FDX has hosted about agentic AI in current months amongst a broad swath of stakeholders, together with main banks, knowledge aggregators, fintechs, and expertise corporations.

From these conversations, it’s clear that many within the business consider Agentic AI may have a serious impression on how knowledge is shared sooner or later, making this a high precedence subject to deal with. Certainly, the adoption of agentic AI for data-sharing integrations is already effectively underway at many corporations.

WHAT’S AHEAD
Within the months forward, FDX expects to subject up to date technical requirements or business pointers to advertise protected, interoperable integration patterns involving agentic AI.

In doing so, FDX expects there could also be alternatives to companion with different organizations who’re additionally engaged on new Agentic AI requirements and protocols in adjoining domains (corresponding to funds), the place comparable questions come up round agent identification, consent delegation, and safety.

“Broad business collaboration might be vital within the months forward to assist guarantee connections are inbuilt method that protects customers and promotes belief and transparency,” says Feltes.

Based in 2018, FDX is a non-profit technical requirements physique for user-permissioned monetary knowledge sharing. FDX’s membership consists of roughly 200 organizations. Greater than 114 million buyer accounts are linked right now by APIs aligned with FDX technical requirements.

Responses to the Name for Enter are welcomed by Could 29, 2026.

The Exploration Transient and Name for Enter can be found here.