Strategy increases USD reserve fund to $2.19B – Enough to clear ‘insolvency FUD?’

Michael Saylor could have dominated out promoting Technique’s Bitcoin holdings, based mostly on the scaling of the U.S. Greenback Reserve. 

Actually, Technique just lately announced the growth of its USD reserve fund by $748 million to just about $2.2 billion. The fund, first introduced earlier in December, will assist cowl dividend obligations tied to most well-liked shares that Technique makes use of to lift capital for Bitcoin buys. 

Supply: X

Reactions to Technique’s plan

The $2.2 billion fund now covers mid-term obligations for 31 months. Alternatively, most of its $8 billion debt is due in 3 years, with the primary maturity in 2028. For analyst James Van Straten, the transfer is a solution to clear the MSCI exclusion danger and insolvency FUD. 

“Simply to place the insolvency FUD to mattress. Effectively performed.”

Curiously, predictions web site Polymarket painted the same image too. The chances of Technique being delisted from the MSCI index by Q1 2026 have been nonetheless excessive at 75% at press time. Quite the opposite, the percentages of Technique promoting BTC in H1 2026 have been at 17% and beneath 10% by Q1 2026. 

Supply: Polymarket

Put in another way, regardless of the excessive danger of MSCI index exclusion, the percentages of compelled liquidations of its BTC stash have been low, because of the USD reserve fund that may cowl fast dividend obligations. 

For his half, analyst Adam Livingstone linked the newest USD reserve strikes to S&P World suggestions. 

Supply: X

Certainly, in October 2025, the S&P World assigned Technique a ‘B” credit standing. Nevertheless, the company additionally noted that it may improve the ranking if Technique improves its “U.S greenback liquidity,” reduces convertible debt, and reveals sturdy entry to the capital market throughout BTC drawdowns. 

MSTR vs Bitcoin

Over the previous three weeks, the agency has raised practically $4 billion, scaling its BTC holdings to 671,268 cash and increasing the reserve fund.  

Price stating, nonetheless, that Technique’s MSTR was bought to lift the newest capital to spice up the USD reserve fund. 

Actually, each MSTR and BTC are on monitor to shut the 12 months within the pink. BTC erased its year-to-date (YTD) features and dropped by 5% to $88k. MSTR dropped by 8 instances extra (43% loss), from its 2025 excessive of $457 to $ 164.  

Supply: Google Finance

Ultimate Ideas

• Technique scaled its USD reserve fund to $2.19 billion, attaining 31 months of canopy for dividend obligations tied to its most well-liked shares.
• The percentages of liquidating its BTC have remained low after the institution of the reserve fund.