UAE Digital Bank Zand Integrates XDC Network to Expand Blockchain Payments and Custody

• Zand accomplished XDC Community integration for blockchain funds and institutional custody, pending UAE regulatory approvals.
• Partnership contains ComTech Gold for blockchain-enabled gold buying and selling; XDC transactions align with ISO 20022 requirements.

Zand, a UAE-based fintech and digital banking group that makes use of AI and blockchain, has accomplished an integration with the XDC Community to assist blockchain-powered funds and digital asset custody for company and institutional shoppers. The businesses introduced the finished integration in Dubai on Monday.

Below the association, Zand plans to supply institutional-grade digital asset custody that permits eligible shoppers to custody property on XDC Community infrastructure. The companions mentioned the mixing will present sooner, extra clear, and cost-effective cost rails for enterprise clients.

We’re happy to announce that @Official_Zand , UAE’s Al-powered financial institution for the digital financial system, bridging TradFi and DeFi, has efficiently built-in the @XDCNetwork .

This collaboration allows company and institutional shoppers to entry blockchain-powered funds and… pic.twitter.com/al2Yaj4DtO

— XDC Community (@XDCNetwork) January 12, 2026

Zand Chief Govt Officer Michael Chan mentioned the financial institution is constructing blockchain-powered monetary merchandise. It will bridge conventional finance companies with decentralized finance instruments and assist the digital financial system. XDC Community Co-Founder Ritesh Kakkad mentioned digital banks and enterprise blockchain platforms can work collectively on cost and tokenization companies, with a concentrate on compliance and utility for real-world use circumstances.

XDC Integration Targets Funds and ISO 20022 Alignment

The XDC Community mentioned transactions on its community are designed to align with ISO 20022, a monetary messaging commonplace used throughout funds and securities communications. The companions described the usual as supporting interoperability with current monetary programs and serving to preserve compatibility with regulatory frameworks.

As we beforehand lined, the ISO 20022 standardizes transaction information, which might assist automation and operational consistency throughout establishments and funds.

The mixing features a commodity-market initiative via ComTech Gold, which the companions mentioned is meant to simplify processes within the gold buying and selling market. ComTech Gold combines conventional gold funding options with blockchain-based data for possession and transfers.

The undertaking famous that company and institutional shoppers will be capable to entry blockchain-powered funds and custody companies on the community.

Due to this fact, the work will assist cross-border exercise and institutional settlement for company treasury and commerce finance workflows. Nonetheless, the 2 companions didn’t present a particular launch date for shopper entry to the custody providing, noting that service availability is dependent upon regulatory clearance.

Moreover, late December final yr, CNF reported that tZERO added XDC Community and Algorand to its regulated, multi-chain tokenization infrastructure. The replace expanded tZERO’s community assist past Avalanche, Tezos, and Ethereum, giving issuers extra choices for tokenized securities.

On the time of writing, XDC was buying and selling at $0.04661, down 2.41% over the previous 24 hours.