Consumer Crypto Spending Grows in 2026 as Visa Reports Major Card Growth
Client use of crypto-linked fee playing cards continued to achieve traction heading into 2026, following a pointy rise in spending volumes reported by Visa for 2025. Information from Dune Analytics exhibits that spending throughout Visa-backed crypto playing cards elevated steadily all through final 12 months, a major progress.
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Throughout six Visa-partnered crypto card packages, whole internet spending rose from $14.6 million in January 2025 to $91.3 million by December. The rise represents a 525% leap over the 12 months and displays rising shopper consolation with paying instantly from crypto wallets at conventional factors of sale.
The playing cards are issued by a mixture of crypto fee platforms and decentralized finance initiatives, together with EtherFi, Cypher, GnosisPay, Avici Cash, Exa App, and Moonwell.
ETH's value tendencies barely to the upside on the day by day chart. Supply: ETHUSD on Tradingview
EtherFi and Cypher Lead Visa Crypto Card Spending
Among the many tracked packages, EtherFi recorded the best spending quantity, accounting for $55.4 million in transactions throughout 2025.
That determine positioned it effectively forward of Cypher, which ranked second with $20.5 million in whole spend. The remaining card issuers posted smaller however constant will increase, suggesting broader participation throughout the ecosystem relatively than progress pushed by a single outlier.
Month-to-month spending knowledge exhibits a gradual rise all year long, with no main spikes or sharp reversals. Analysts say this sample factors to routine utilization relatively than one-off occasions.
Commenting on the information, Polygon researcher Alex Obchakevich famous that crypto card spending more and more displays common monetary conduct, indicating that crypto-linked playing cards are shifting past experimental use instances.
Visa Expands Stablecoin Infrastructure
Visa’s rising function in crypto funds has been supported by its increasing stablecoin infrastructure.
The funds agency now permits stablecoin settlement throughout a number of blockchains, together with Ethereum, Solana, Avalanche, and Stellar. This setup permits card issuers to transform crypto balances to fiat in actual time throughout transactions, whereas nonetheless counting on Visa’s international service provider community.
In December 2025, Visa additionally launched a stablecoin advisory crew centered on serving to banks, retailers, and fintech corporations design and handle stablecoin-based merchandise.
The initiative highlights Visa’s view that blockchain-based settlement and programmable cash have gotten extra related to mainstream funds.
Outlook for Crypto Card Utilization in 2026
With spending volumes rising and infrastructure persevering with to broaden, crypto card utilization is predicted to develop additional in 2026. Whereas volumes stay concentrated within the U.S., Europe, and elements of the Asia-Pacific area, the regular enhance suggests shopper crypto spending is changing into extra normalized.
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How sustained this pattern will likely be could rely upon broader market circumstances and continued integration between crypto platforms and established fee networks.
Cowl picture from ChatGPT, BTCUSD chart from Tradingview
